MyRupaya – Compare and Find the Best RuPay Credit Card Offers in India
Welcome to MyRupaya, your trusted destination to find the best RuPay credit card offers in India. Whether you’re shopping online, booking flights, dining out, or paying bills, MyRupaya helps you save more on every transaction.
On our RuPay Offers page, you’ll find exclusive cashback deals, discounts, and reward programs from leading banks like SBI, HDFC, and IDFC FIRST—all curated to suit your lifestyle. With MyRupaya, comparing and selecting the perfect RuPay card has never been simpler.
What is MyRupaya?
As India’s first smart credit card and savings discovery platform, MyRupaya makes choosing the right card effortless. It provides real-time access to discounts, rewards, and offers across categories like dining, fuel, travel, shopping, and entertainment.
Some of the key features include:
* Discount Finder: Instantly finds discounts on food delivery, flights, and movies.
* Compare Banks: Compare cashback rates, annual charges, and reward structures.
* RuPay Offers Page: Dedicated section for RuPay credit and debit card benefits.
If you’re a RuPay cardholder who often misses ongoing deals, MyRupaya ensures that never happens again.
Why Compare RuPay Cards on MyRupaya
• Real-Time Deals: Get instantly updated RuPay card offers as soon as they go live.
• Compare Banks: Analyze rewards, charges, and benefits across banks.
• Deal Discovery: Personalized savings across categories.
• One-Click Access: No need to visit multiple bank websites.
Whether you’re into cashback or travel rewards, MyRupaya lets you discover the perfect RuPay card easily.
Advantages of Using RuPay Credit Cards
Developed by the National Payments Corporation of India (NPCI), RuPay is India’s very own domestic payment network. It offers safe, affordable, and seamless payment experiences across online and offline merchants.
Here’s why RuPay credit cards are becoming increasingly popular in India:
• Zero or low forex markup – ideal for Indian users.
• UPI Integration – pay directly through PhonePe, Google Pay, Paytm, or BHIM.
• Premium rewards and airport lounge access.
• Wide acceptance across India—from metro rides to IRCTC bookings.
Be it SBI, Axis, or IDFC RuPay cards, they’re transforming digital payments nationwide.
Top RuPay Cards with Exceptional Benefits
Let’s discover the top five RuPay cards worth checking out today.
1. PhonePe SBI Card SELECT Black (RuPay) – Best for digital-first users
• ?1,500 welcome gift card
• ?5,000 travel voucher on ?5L annual spends
• 5% cashback on 1,000+ brands including Swiggy, Zomato, Myntra, and Uber
• 4 complimentary domestic lounges + 6 international visits via Priority Pass
Why it stands out: Premium UPI-enabled SBI RuPay card with unmatched travel and digital rewards.
2. Indigo IDFC FIRST Bank Credit Card (RuPay) – Perfect for frequent flyers
• Welcome vouchers worth ?8,000 from Indigo
• Milestone vouchers up to ?25,000
• 4 golf rounds + 12 golf lessons annually
• Low forex markup (1.49%) + free trip cancellation cover ?25,000
Why it stands out: The ideal RuPay travel companion offering luxury and savings.
3. PNB EMT RuPay Credit Card – Great for online shoppers
• ?3,000 welcome voucher + 300 reward points
• 2 domestic + 2 international lounge visits per year
• Co-branded with EaseMyTrip for flight and hotel discounts
Why it stands out: Combines government reliability with modern travel benefits.
4. Tata Neu Infinity SBI Card (RuPay) – Best for Tata ecosystem users
• 1,499 NeuCoins on joining
• Annual fee reversal on ?3L spends
• 8 domestic + 4 international lounge accesses annually
Why it stands out: Reward-heavy card for Tata brand loyalists.
5. IDFC FIRST Power Plus RuPay Select Credit Card – Perfect all-rounder
• Welcome gift worth ?1,650
• 5% off on movie tickets + complimentary roadside assistance
• Personal accident cover ?2L + lost card sbi rupay credit card protection ?25K
• Quarterly domestic lounge access
Why it stands out: Combines lifestyle, travel, and UPI rewards under one roof.
Other Popular RuPay Credit Cards in India
Apart from the leading cards, here are other noteworthy RuPay credit cards you can explore:
• Axis Bank RuPay Credit Card – Easy EMI and shopping convenience.
• Kotak RuPay Credit Card – Minimal fees, simple rewards.
• HDFC RuPay Credit Card – Cashback-enabled and UPI-compatible.
• ICICI Coral RuPay Card – Includes fuel and lounge benefits.
• PNB RuPay Platinum Credit Card – Free add-on and travel privileges.
• IndusInd Bank RuPay Credit Card – Best for food and entertainment.
• AU Bank RuPay Credit Card – Cashback on fuel, groceries, and travel.
• Canara Bank RuPay Credit Card – Zero annual fee for students.
• Union Bank RuPay Credit Card – Ideal MSME and business card option.
How to Use RuPay Credit Cards on UPI Apps
One of the biggest advantages of RuPay credit cards is their UPI integration. Here’s how you can activate your RuPay card on any UPI app such as PhonePe, Paytm, Google Pay, or BHIM:
• Open your UPI app.
• Go to Payment Methods / Bank Accounts.
• Choose Add Credit Card.
• Select your RuPay card’s issuing bank.
• Set your UPI PIN.
Your RuPay card will now work like UPI—scan, pay, and earn instantly.
Final Thoughts
RuPay cards are revolutionizing India’s digital economy by combining safety, accessibility, and seamless UPI features. Whether you choose the premium PhonePe SBI Card SELECT Black or an affordable PNB EMT RuPay Credit Card, there’s a RuPay card suited for everyone’s needs.
MyRupaya helps you make smarter financial choices by finding cards that maximize your savings.
RuPay Credit Card FAQs
1. What is a RuPay Credit Card?
A RuPay credit card is issued under NPCI’s domestic network and supports online, offline, and UPI payments.
2. Is my RuPay Credit Card accepted on UPI apps?
Yes, you can link your RuPay card with UPI apps like PhonePe, Google Pay, Paytm, and BHIM.
3. Which banks issue RuPay Credit Cards?
Banks such as SBI, HDFC Bank, Axis Bank, ICICI Bank, PNB, IDFC FIRST Bank, and IndusInd issue RuPay cards.
4. Do RuPay Platinum Debit Cards offer lounge access?
Yes, RuPay Platinum Debit Cards come with complimentary airport lounge benefits.
5. Which are the best RuPay Credit Cards?
Top options include the PhonePe SBI Card SELECT Black, Tata Neu Infinity SBI Card, and IDFC FIRST Power Plus RuPay Card.
6. Are RuPay prepaid cards available?
Yes, several banks issue RuPay prepaid cards for gifting or controlled spending.
7. How can I apply for a RuPay Credit Card?
Visit MyRupaya.in, explore the RuPay Offers page, compare options, and apply for your preferred card online.